Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Delray Beach
Below are the best six-month CD Rates from banks with branches in Delray Beach, Florida . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Delray Beach, FL - October 29, 2025
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.30% |
$50,000 |
24.18 |
Learn More
|
|
|
Rate History: 4.50% → 4.30% → 4.50% → 4.45% → 4.30% |
||||
|
Geoffrey Christopher 1 | Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More |
||||
|
4.20% |
$1,000 |
4.93 |
Learn More
|
|
|
Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20% |
||||
|
george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
||||
|
4.15% |
$1,000 |
- |
Learn More
|
|
|
Rate History: 4.75% → 4.65% → 4.35% → 4.30% → 4.15% |
||||
|
Savvysaver | Jun 26, 2020 Rate not current Read More |
||||
|
3.90% |
$10,000 |
- |
Learn More
|
|
|
Rate History: 4.30% → 4.15% → 4.10% → 4.00% → 3.90% |
||||
|
Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
||||
|
3.90% |
$2,500 |
- |
Learn More
|
|
|
Rate History: 4.25% → 4.30% → 3.95% → 4.15% → 3.90% |
||||
|
HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
||||
|
3.90% 0.05% |
$2,500 $1 |
23.68 |
Learn More
|
|
|
Rate History: 5.25% → 5.00% → 4.75% → 3.90% |
||||
|
Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
||||
|
3.80% |
$1,000 |
18.81 |
Learn More
|
|
|
Rate History: 1.00% → 3.80% |
||||
|
Jackie | Jun 2, 2015 This bank is run by masters of deception with all of their silly products aimed to cheating people out of their hard earned money. I bet that every one in the management suite has a rap sheet. I wouldn't... Read More |
||||
|
3.60% |
$500 |
24.19 |
Learn More
|
|
|
Rate History: 4.25% → 3.60% |
||||
|
SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
||||
|
1.50% |
$500 |
23.53 |
Learn More
|
|
|
Rate History: 1.50% → 1.50% |
||||
|
Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
||||
|
0.50% |
$10,000 |
17.06 |
Learn More
|
|
|
0.50% |
$10,000 |
22.91 |
Learn More
|
|
|
wlsjacobson | Jul 31, 2017 Outstanding bank, management and client service. Well run and financially very strong Read More |
||||
|
0.45% |
$10,000 |
12.60 |
Learn More
|
|
|
0.35% |
$100,000 |
13.18 |
Learn More
|
|
|
0.30% |
$10,000 |
17.01 |
Learn More
|
|
|
jpchamorro | Apr 5, 2020 great Read More |
||||
|
0.30% |
$10,000 |
13.18 |
Learn More
|
|
|
0.25% |
$500 |
23.77 |
Learn More
|
|
|
Justice | Jul 22, 2021 This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More |
||||
|
0.25% |
$100,000 |
22.22 |
Learn More
|
|
|
0.23% |
$10,000 |
23.85 |
Learn More
|
|
|
danioly24@icloud.com | Jul 31, 2016 This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More |
||||
|
0.20% |
$1,000 |
- |
Learn More
|
|
|
Jeff Talmage | Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More |
||||
|
0.15% |
$10,000 |
8.71 |
Learn More
|
|
|
Jason Wach | Aug 22, 2019 Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More |
||||
|
0.15% |
$10,000 |
22.22 |
Learn More
|
|
|
0.10% |
$1,000 |
22.06 |
Learn More
|
|
|
D R Lineberger | Dec 30, 2018 Garden14 Read More |
||||
|
0.05% |
$1,000 |
17.06 |
Learn More
|
|
|
Beenthere | Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More |
||||
|
0.05% |
$1,000 |
24.18 |
Learn More
|
|
|
Rate History: 0.05% → 0.05% |
||||
|
HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
||||
|
0.05% |
$500 |
17.03 |
Learn More
|
|
|
Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
||||
|
0.01% |
$500 |
17.59 |
Learn More
|
|
|
MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
||||
| Branch | Street | City | State |
|---|---|---|---|
|
Finworth, a division of InsBank Fort Lauderdale Branch |
600 South Andrews Avenue, Suite 100 | Fort Lauderdale | FL |
|
Beal Bank USA Miami Ii Branch |
1200 Yamato Road, Suite C6 | Boca Raton | FL |
|
Comerica Bank Fort Lauderdale Branch |
100 Northeast Third Avenue Suite 100 | Fort Lauderdale | FL |
|
EverBank, National Association North Broward Branch |
2521 East Commercial Blvd | Fort Lauderdale | FL |
|
Valley National Bank East Las Olas Blvd Branch |
301 East Las Olas Blvd | Fort Lauderdale | FL |
|
Amerant Bank, Formerly Mercantil Bank Ft. Lauderdale Banking Center Branch |
100 North Federal Hwy | Fort Lauderdale | FL |
|
Natbank, National Association Pompano Beach Branch |
1231 South Federal Highway | Pompano Beach | FL |
|
FirstBank Puerto Rico Sunrise Branch |
10147-A West Oakland Park Booulevard, Welleby Plaza | Sunrise | FL |
|
Interamerican Bank, A FSB South Congress Avenue Branch |
2265 South Congress Ave | West Palm Beach | FL |
|
Banco do Brasil Americas Pompano Beach Branch |
839 West Sample Road | Pompano Beach | FL |
|
FineMark National Bank & Trust Palm Beach Branch |
340 Royal Palm Way | Palm Beach | FL |
|
Banco do Brasil Americas Pompano Beach Branch |
839 West Sample Road | Pompano Beach | FL |
|
SouthState Bank, National Association Las Olas Branch |
901 E Las Olas Blvd, Suite 103 | Fort Lauderdale | FL |
|
Desjardins Bank, National Association Lauderhill Branch |
7329 W. Oakland Park Blvd. | Lauderhill | FL |
|
City National Bank of Florida Las Olas Branch |
450 East Las Olas Boulevard | Fort Lauderdale | FL |
|
Seacoast National Bank Lantana Branch |
2000 Lantana Road | Lantana | FL |
|
Desjardins Bank, National Association Lauderhill Branch |
7329 W. Oakland Park Blvd. | Lauderhill | FL |
|
First Horizon Bank Sunrise Branch |
4699 Nob Hill Road | Sunrise | FL |
|
Comerica Bank Fort Lauderdale Branch |
100 Northeast Third Avenue Suite 100 | Fort Lauderdale | FL |
|
BMO Bank National Association West Palm Beach Branch |
777 South Flagler Drive, Suite 140-E | West Palm Beach | FL |
|
Bank OZK Fort Lauderdale Branch |
600 South Andrews Avenue, Suite 100 | Fort Lauderdale | FL |
|
U.S. Bank National Association Palm Beach Pcr Branch |
324 Royal Palm Way | Palm Beach | FL |
|
First-Citizens Bank & Trust Company Fort Lauderdale Branch |
6451 North Federal Highway, Suite 101 | Fort Lauderdale | FL |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates